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Reminder: we are open this holiday period. For any enquiries please do not hesitate to contact us at 1800 676 652

Small business loans from $10,000 to $250,000

Small business loans from $10,000 to $250,000

Get the funds your business needs at lightning speed through our professional and streamlined service.

Get started

Ready to do more with your business?

At OnDeck, we love to help Australian small businesses move forward and we're here for you now more than ever. We're Australia's leading online lender with over 14 years global experience, so we know what you need from your financing. We can help with fast, flexible funding to keep you on the move.

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    Loans from $10,000 to $250,000

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    Terms ranging from 6 to 24 months

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    Funding in as fast as 2 hours

Does your business qualify?

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    Minimum 1 year in business

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    Minimum $100,000 gross annual turnover

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    No bankruptcy (prior or recent)

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    Minimum 400 business credit score

Great you're eligible! Here's how it works:

Online Application

Complete a quick and easy application - it only takes a few minutes

Loans as fast as 2 hours

Our lightning loans up to $175k can be funded in as fast as 2 hours - simply provide 6 months bank statements

$250k in a day!

More complex loans of up to $250k can be completed in as fast as 1 business day

Dedicated support

A dedicated Australia-based Loan Specialist will be in touch to help process your application

Business Loan Sole Trader

Financial hurdles can be a real problem for your small business, potentially hindering its growth and sustainability. Challenges such as managing operational costs, sustaining cash flow, and securing timely funding may arise. Acting not merely as a lender but as a provider of financial guidance and empowerment, this is where OnDeck comes into the picture. Our mission has been to offer small businesses the capital they need to prosper ever since we started. We effortlessly blend our knowledge as business loans experts with a personal touch that resonates with Australian business owners. We are well aware of the financial hurdles that small businesses encounter. Having enabled thousands of Australian business owners to access essential funding, our track record is a testament to our success. Even better, we use cutting-edge technology to evaluate businesses based on their actual performance, not solely on business owners' personal credit scores. Ultimately, this makes it possible for us to responsibly expand access to credit. There's no need to search for terms like 'Business Loan Sole Trader' or 'Business Loan Partner', as our loans don't just fund businesses but also fuel aspirations, drive growth, and foster the entrepreneurial spirit that makes Australia great.

From construction and manufacturing to transport, small businesses are regularly confronted with particular financial constraints that make quick and flexible solutions necessary. Recognising this, we at OnDeck tailored our services to meet these specific needs through our innovative products designed with speed and accessibility in mind. For quick cash, Lightning Loans® can get you funding in as little as two hours. For bigger needs, Lightning Loans Plus offers larger amounts and can get you funded in as fast as one business day. To relieve some of the financial burden on small entrepreneurs, OnDeck does away with the standard prerequisites typically expected by traditional lenders. Our resolve to strengthen businesses can also be seen in our cooperation with Equifax through our 'Know Your Score' online tool. This innovative tool empowers business operators to get insights into the financial stability of their enterprise by checking their business credit score. You can rest assured that there are no risks to using this service, as checking won't negatively impact your credit score and there's no obligation to proceed with a loan. Whether seeking 'Business Loan Sole Trader', 'Business Loancom', or 'Business Loan Specialist', OnDeck provides a wide range of financial products and tools, empowering entrepreneurs to face their financial needs with confidence and ease.

OnDeck is dedicated to simplifying business financing for small business owners across Australia. Eligibility for our loans requires at least a year of operation, an annual turnover of more than $100,000, a minimum business credit score of 400, and the absence of recent or past bankruptcy. It takes only a few minutes and six months' worth of business bank statements to complete our online application process. Immediately following your application, a dedicated loan specialist in Australia will connect with you to quickly confirm your application's details. They will be at your service from 9 a.m. to 6 p.m., Monday to Friday, ready to provide clarity on whatever question you may have about financing options, whether they're related to terms like 'Where Can I Get A Business Loan' or 'Small Business Loans Sydney'. With flexibility in mind, OnDeck crafts loan terms and repayment plans to suit the diverse circumstances of businesses like yours. We're here to back your venture's next major leap, be it scaling, securing your cash flow, or optimising operations. Forget the endless search for 'business loan interest rates' or 'business lending'. With OnDeck, you gain more than a lender; you get a partner who values your business's growth and success as much as you do. Apply now!

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Mortgage & Finance Association of Australia
Australian Finance Industry Association
Finance Brokers Association of Australia
Franchise Council of Australia
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