We’re committed to helping small businesses grow, but there are certain eligibility criteria you’ll need to meet to be able to apply for an OnDeck loan. To ensure you’re a good fit for our financing options, we consider factors such as your business’s age, revenue, and credit history.
Minimum 1 year
in business
Minimum $100,000 gross annual turnover
No bankruptcy
(prior or recent)
Minimum 500
business credit score
While our requirements are straightforward, they vary based on the type of loan and the amount you’re seeking. Our goal is to make the application process as smooth as possible, and our team is here to guide you through each step.
Need help finding out your business credit score?
OnDeck’s Know Your Score is a fast, free, and secure service that helps you access your business credit score with ease. So, if you’re looking to grow your business or improve your financial standing, Know Your Score will provide you with the crucial insights you need to make informed decisions.
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