We specialise in
small business loans
Like you, we understand small business. That’s why we're dedicated to delivering a fast and transparent service that you and your business clients can count on.
Small business loans from $10,000 to $250,000
Every business is unique, that’s why we offer flexible loan options and terms to suit the needs of each individual business owner,
across hundreds of industries.
Our simple application and decisioning process takes minutes, allowing your clients to access the funds they need fast!
Our flexible business lending solutions
All our loans are unsecured1 up to $250,000 with terms ranging from 6-24 months.
Loan Amount:
$10,000 - $175,000
Decision time:
Approved and funded in as fast as 2 hours^
Documents required:
6 months recent business bank statements only
Security required:
No asset or security taken
1 although a personal guarantee is required
Lightning Loans Plus provides short term loans for larger loan sizes and for more complex loan structures.
Loan Amount:
$175,001 - $250,000
Decision time:
Can be same day as approval^
Documents required:
6 months recent business bank statements,
ATO portals (ICA only), plus
Accountant prepared financials (previous 12 months) OR recent company annual tax return
Security required:
No asset security required
although a personal guarantee is required
The following details apply to both types of loans:
- Terms: From 6-24 months
- Payments: Weekly via direct debit
- Minimum qualifying criteria: 1 year in business, $100,000 annual revenue, 500 Business Credit Score
- Standard Commission: 4% + GST (2% + GST of net increase at renewal)
- Origination Fee: 3% of loan principal, added to the loan amount (reduced to 2% on first renewal)
Have a client scenario?
Let us help you workshop deals, so together, we can find the best solution for your clients.
The OnDeck difference
Combining your expertise with our people to exceed your clients’ lending expectations.
Extension of your team
You’ll save valuable time with your own dedicated Australia-based loan specialist working with you from the outset to ensure your clients get the best solution.
Trusted lending partner
We respect how hard-won your client relationships are. We understand they’re your valued customers and we’ll make sure they enjoy a superior experience with OnDeck.
Quick and easy with no security
We won’t ask for any security from your client. Our approval processes mean we can fund loans in as fast as 2 hours and often with just 6 months of bank statements.
Become an OnDeck accredited broker today
At OnDeck, we know small business. We also know just how important your client relationships are. When you partner with us, you’ll enjoy a peace of mind that we’ll always work hard to get your clients the perfect solution for their needs - quickly and with no fuss.
Your dedicated broker support team
Kylie Mahasay
NSW, QLD, ACT, NT
kmahasay@ondeck.com.au
0483 913 009
William Purcell
NSW, QLD, ACT, NT
wpurcell@ondeck.com.au
0482 094 050
Luke Ratcliff
VIC, SA, WA, TAS
lratcliff@ondeck.com.au
0483 928 717
Connor O'Shea
VIC, SA, WA, TAS
coshea@ondeck.com.au
0483 980 889
Nada Abousaada
National
nabousaada@ondeck.com.au
0481 609 110